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Last update February 2023

These Growth Solutions Inc/PrestaLoan.net Text Message Terms and Conditions ("Text Message Terms") are between you and Growth Solutions Inc/PrestaLoan.net, Inc., its parents, subsidiaries, affiliates, predecessors, assigns, successors, and their respective past, present or future agents, employees, directors, officers, partners and members (whether acting in their corporate or individual capacity) ("Growth Solutions Inc/PrestaLoan.net", "we" or "us"). The Text Message Terms have the same effect as a written agreement and govern your participation in the Growth Solutions Inc/PrestaLoan.net Text Message Program. The Growth Solutions Inc/PrestaLoan.net "Text Program" includes sending text messages to Growth Solutions Inc/PrestaLoan.net and/or receiving text messages from Growth Solutions Inc/PrestaLoan.net.

SMS Terms and Conditions

BY PARTICIPATING IN THE GROWTH SOLUTIONS INC/PRESTALOAN.NET TEXT MESSAGE PROGRAM, YOU AGREE TO THE TEXT MESSAGE TERMS.


The Growth Solutions Inc/PrestaLoan.net Privacy Policy and Terms of Use apply to your participation in the Growth Solutions Inc/PrestaLoan.net Text Message Program, and its terms form part of the Text Message Terms. To view the Growth Solutions Inc/PrestaLoan.net Privacy Policy, click here. To view the Growth Solutions Inc/PrestaLoan.net Terms of Use, click here. By participating in the Growth Solutions Inc/PrestaLoan.net Text Message Program, you acknowledge that you have reviewed the Growth Solutions Inc/PrestaLoan.net Privacy Policy and Terms of Use and agree to their terms.


BY PARTICIPATING IN THE GROWTH SOLUTIONS INC/PRESTALOAN.NET TEXT MESSAGING PROGRAM, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND GROWTH SOLUTIONS INC/PRESTALOAN.NET ON AN INDIVIDUAL BASIS ONLY AND NOT AS PART OF ANY CLASS. A "CLAIM" MEANS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT, DEMAND, LEGAL ACTION OR CLAIM PENDING NOW OR IN THE FUTURE BETWEEN YOU AND GROWTH SOLUTIONS INC/PRESTALOAN.NET, INCLUDING BUT NOT LIMITED TO ANY STATE OF FEDERAL STATUTORY VIOLATION OR ANY DISPUTE OVER THE INTERPRETATION OF THE TEXT MESSAGE TERMS OR THE ARBITRABILITY OF ANY CLAIM UNDER THE TEXT MESSAGE TERMS. THIS ARBITRATION AGREEMENT GOVERNS ALL PAST, CURRENT AND FUTURE INTERACTIONS WITH GROWTH SOLUTIONS INC/PRESTALOAN.NET. YOU AGREE THAT YOU WAIVE ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION AGAINST GROWTH SOLUTIONS INC/PRESTALOAN.NET IN A COURT OF LAW. YOU MAY INDIVIDUALLY ARBITRATE ANY CLAIM AGAINST GROWTH SOLUTIONS INC/PRESTALOAN.NET IN ANY JURISDICTION IN THE UNITED STATES. GROWTH SOLUTIONS INC/PRESTALOAN.NET WILL REFUND YOU UP TO $300 OF YOUR ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION IN FORCE THEN GOVERN THE ARBITRATION (provided, however, that the terms of the Text Message Terms prevail over any inconsistency between the Rules of the American Arbitration Association and the Terms of the Text Messages). text messages). The arbitrator shall have the authority to interpret the Text Message Terms, including, but not limited to, the authority to decide whether a claim is arbitrable under the Text Message Terms and to decide questions regarding the scope of the arbitration, the arbitration rules, the jurisdiction of the arbitrator. and the enforceability of the Text Message Terms. You agree that the Text Message Terms involve commerce under 9 U.S.C. the secs. 1 et seq. and that this Arbitration Provision is governed by federal law, including the Federal Arbitration Act. The remainder of the Text Message Terms are governed by the laws of the State of California as they apply to agreements made solely in the State of California. This Arbitration Clause will survive the termination of the Text Message Terms.


About text message terms

If you do not agree to the Text Message Terms, you may not participate in the Growth Solutions Inc/PrestaLoan.net Text Message Program. Growth Solutions Inc/PrestaLoan.net may modify the Text Message Terms at any time. If you do not agree to the changes, you must discontinue your participation in the Growth Solutions Inc/PrestaLoan.net Text Message Program before the changes become effective. Your continued participation in the Growth Solutions Inc/PrestaLoan.net Text Message Program et after such changes become effective constitutes your acceptance of such changes. Each time you participate in the Growth Solutions Inc/PrestaLoan.net Text Message Program, you reaffirm your acceptance of the Text Message Terms. You are responsible for regularly reviewing the Text Message Terms by visiting https://prestaloan.net/terms-sms policies. The Text Message Terms may be supplemented by additional terms and conditions and, together with these Text Message Terms and the Growth Solutions Inc/PrestaLoan.net Privacy Policy and Terms of Use, govern your participation in the Text Message Program. text from Growth Solutions Inc/PrestaLoan.net.


About Growth Solutions Inc/PrestaLoan.net text messages

The Growth Solutions Inc/PrestaLoan.net text messaging program helps users communicate with Growth Solutions Inc/PrestaLoan.net. Growth Solutions Inc/PrestaLoan.net text messages are SMS messages sent to individuals who have provided Growth Solutions Inc/PrestaLoan.net with written consent to send the messages. Such written consent may be obtained through the use of electronic signatures, as broadly defined in the E-SIGN Act. Growth Solutions Inc/PrestaLoan.net text messages are not mobile spam. The service is a recurring message program.


Growth Solutions Inc/PrestaLoan.net Text Message Consent

When you enrolled in the Growth Solutions Inc/PrestaLoan.net Text Message Program, you provided your express written consent to receive automated text messages about credit repair, credit repair, debt relief and credit build marketing from Growth Solutions Inc/PrestaLoan.net. By continuing to participate in the Growth Solutions Inc/PrestaLoan.net Text Message Program (for example, by not texting the word STOP in response to any program text message), you agree to continue receiving text messages from Growth Solutions Inc/PrestaLoan.net. Growth Solutions Inc/PrestaLoan.net automatic text messages in accordance with your previously provided consent and these Text Message Terms.


Suspend text messages

To stop receiving text messages from Growth Solutions Inc/PrestaLoan.net, simply text the word STOP (and no other words or characters) to the short code from which you received text messages from Growth Solutions Inc/ PrestaLoan.net. After doing so, you will receive a text message confirming your opt-out and you will no longer receive text messages from Growth Solutions Inc/PrestaLoan.net to the phone number you used to send the STOP text message. Almost all STOP requests are addressed immediately, but it may take up to 3 business days from the date you sent the STOP text message for them to be removed from Growth's text message list(s). Solutions Inc/PrestaLoan.net. NOTE: Sending a text message with STOP will only stop texting and will only stop texting to the phone number you used to send the STOP text message. To stop receiving non-text messages from Growth Solutions Inc/PrestaLoan.net marketing phone calls, simply text CALLSTOP (and no other words or characters) to the short code from which you received Growth Solutions Inc/PrestaLoan.net text messages. PrestaLoan.net. After doing so, you will no longer receive marketing phone calls from Growth Solutions Inc/PrestaLoan.net to the phone number used to send the CALLSTOP text message. Almost all CALLSTOP requests are handled immediately, but it may take up to 3 business days from the date you send the CALLSTOP text message for them to be added to Growth Solutions Inc/PrestaLoan.net's internal do not call list. . To stop receiving marketing phone calls from Growth Solutions Inc/PrestaLoan.net (which are not text messages) to any phone number, you can call 1888 427 1321 and add your phone number to the company's internal do-not-call list. Growth Solutions Inc/PrestaLoan.net.


Opt-in again

If you send Growth Solutions Inc/PrestaLoan.net a STOP text message in response to a text message from Growth Solutions Inc/PrestaLoan.net, you can start receiving text messages from Growth Solutions Inc/PrestaLoan.net again by giving your consent to Growth Solutions Inc/PrestaLoan.net to send the messages.


Receive more information

To request more information, simply text HELP to the short code from the which received the text messages from Growth Solutions Inc/PrestaLoan.net.


Commands

Stop: At any time, you can text the word STOP to the short code from which you received Growth Solutions Inc/PrestaLoan.net text messages. This will prevent you from receiving future text messages from Growth Solutions Inc/PrestaLoan.net to the phone number used to send the STOP text message. Almost all STOP requests are addressed immediately, but it may take up to 3 business days from the date you sent the STOP text message for them to be removed from Growth's text message list(s). Solutions Inc/PrestaLoan.net. Please note that sending a text message with STOP will only stop texting and will only stop texting to the phone number you used to send the STOP text message. To stop receiving marketing phone calls from Growth Solutions Inc/PrestaLoan.net that are not text messages, you can text CALLSTOP to the short code from which you received text messages from Growth Solutions Inc/PrestaLoan.net. This will prevent you from receiving marketing phone calls from Growth Solutions Inc/PrestaLoan.net (other than text messages) to the phone number used to send the CALLSTOP text message. Almost all CALLSTOP requests are handled immediately, but it may take up to 3 business days from the date you send the CALLSTOP text message for them to be added to Growth Solutions Inc/PrestaLoan.net's internal do not call list. Help: At any time, you can text HELP to the short code from which you received text messages from Growth Solutions Inc/PrestaLoan.net. Sending HELP by text message will return the following message: Growth Solutions Inc/PrestaLoan.net: Message and data rates may apply. Txt STOP to end text messages. Call 1.888.427.1321 for more information.


Participating Carriers

AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, Alltel [Verizon Wireless], U.S. Cellular, Cellular One, MetroPCS, InterOp, Cellular Com, C Spire Wireless, Cricket, Virgin Mobile and Cincinnati Bell.