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Interest rates by state and lender or lending partner

In most states, PRESTALOAN can connect you with qualified lenders and loan partners.

Loan Payments

Payments on a loan are generally made monthly or once every two weeks, depending on the terms of your lender or lending partner or your preferences.

Auto Debit

Many lenders or lending partners in our network can automatically withdraw funds from your bank account on the agreed upon date. Since payment is automatic, you should not have to worry about missing any payments as long as there is a sufficient amount of funds available in your account.

Conditions

Be sure to read and fully understand all of your lender or lending partner's policies regarding repayment and understand what is required of you as a borrower to repay the loan.

Standard loan terms

While specific loan terms will vary depending on your state, the lender or lending partner you are working with.

  • Loan amount between $ 1500 and $ 20,000
  • Loan period from days up to 72 months.
  • Frequency of payment once or twice a month
  • Annual Percentage Rate (APR) will vary depending on your payment history, credit score and other factors (range 7.99% to 199%).
  • Penalty for prepayment: none
  • You have the option to pay the loan in full before the maturity date and only pay the interest rate for the period of time the loan was outstanding.

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Our mission is to serve as a bridge to your dreams.

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