Prestaloan

Why?

Businesses choose how they share their personal information, however consumers have the right to limit some, but not all, data. We are committed to telling you how we collect, share and protect your personal information. Please read this policy carefully to understand what we do.

What?

The types of personal information we collect and share depend on whether you simply browse our website or submit a loan pre-qualify on our website. This information generally includes, but is not limited to:

Information recorded on our website or in your call to our (call center), such as:

Personal information such as your name and date of birth.
Age, even if you are 40 or older.
Social security number, driver's license number and / or other similar identifiers
Employment and income information.
Active military service status
Bank account information
Contact information such as your email address, phone number, and physical address (including how long you've been at that address)
Loan information, such as the amount requested, the reason for the loan and when you prefer to be contacted
Your communications with us

Tracking data such as:

Internet protocol addresses
Browser / application type
Internet Service Provider
Date / time stamp
Reference / exit pages
Your activity on our site

Credit reporting information from credit reporting agencies (collected but never shared)

Geolocation data

How?

Companies like ours need to share customers' personal information to run their day-to-day business. When we disclose personal information for a business purpose, we enter into a contract that describes the purpose and requires the recipient to keep that personal information confidential. In the sections below, we list the reasons we use and share customers' personal information and whether you can limit this sharing. When completing the application users are sure that their data is protected because we have a SSL security certificate that encrypts your data and send it securely to our servers. Once we receive that data we process and store it and we apply a protection policy which keeps it safe and without risk of any violation.

Our use of your personal information

We may use the personal information we collect for one or more of the following business purposes:

To comply or comply with the reason for which the information is provided. For example, if you provide us with personal information so that we can connect you with a lender, we will use that information to try to connect you with a lender.
To provide you with information, products or services that you request from us.
To provide you with email alerts and other notices related to our products or services, or events or news, that may be of interest to you.
To improve our website and present its contents to you.
For product testing, research, analysis and development.
As necessary or appropriate to protect the rights, property, or safety of us, our customers, or others.
To respond to law enforcement requests and as required by applicable law, court order, or government regulations.
As described to you when collecting your personal information.
To evaluate or carry out a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of our assets, either as a going concern or as part of a bankruptcy, liquidation or similar proceeding , in which personal information was kept by us is among the transferred assets.

Share your information personal

Reasons why we can share your personal information

We share

You can limit this exchange

YES - For our commercial purposes everyday life, like trying to connect it with a lender or process your transactions.
NO - When submitting a request for loan:
Yes - At any time after submitting a pre-qualify
YES - For our marketing purposes: offer you our products and services
NO - When submitting a request for loan:
YES - At any time after submitting a pre-qualify
YES - For joint marketing with others companies
NO - At the time of sending a loan request:
YES - In any moment after submitting a request for loan:
YES - For commercial purposes daily activities of our affiliates: choose whether offer you a loan or connect you with a lender.
NO - At time of submission a pre-qualify
YES - In any time after submitting a request loan:
YES - For the purposes daily commercials of our affiliates: offer you other products and / or services related to your pre-qualify
NO - When submitting a request for loan:
YES - At any time after submitting a pre-qualify
YES - For our affiliates to commercialize
NO - At the time of shipping a pre-qualify
YES - In any time after submitting a request loan:
YES - So that those not affiliates market it
NO - Al time to submit a pre-qualify
YES - Anytime after submitting a pre-qualify
YES - For respond to court orders and investigations legal as required by law.

Categories of third parties we share with your information

Lenders
Lender network
Brokers registration for lenders
Others companies or subsidiaries that can offer or market products or services related to your pre-qualify for example, offers of credit build, credit repair and other related offerings with credit or debt solutions.
Other partners of third party marketing

To limit our exchange

Call this number toll free: 888 - 427-1321
Send us an email email to hola@prestaloan.net
When no longer our customer, we will continue to share your information as described in this notice. However, you a may contact us at any time to limit our sharing of your information.

Information we do not collect

We do not collect nor do we share any of the following information about you: signature, physical characteristics or description, passport number, information medical, health insurance

Here it is our contact information.

To questions contact us at:
PrestaLoan
888 - 427 - 1321
hola@prestaloan.net
www.prestaloan.net

What we do

How do we protect your information personal?

To protect your information personnel from unauthorized access and use, we use security measures that comply with the applicable law. These measures include protections IT and archives and buildings protected.

How do we collect your personal information?

We collect your personal information, for example when you:

Create an account
Pre-qualify for a loan
Provide information in our forms.
Browse or use our website
Contact us
Request a loan through a different website at our network

We can also obtain information about you from third parties, including credit bureaus, affiliates or other companies.

Why can't you limit the entire exchange when submitting a pre-qualify

You cannot limit all information shared when submitting a pre-qualifyecause to connect you with a lender we need to share your information with our network of lenders and other networks of lenders so that lenders in these networks can choose to offer you a loan or market your loans to you. However, you can contact us at any time after submitting your pre-qualify to limit all sharing.

Affiliates

Companies with which we have a formal commercial relationship

Unaffiliated

Companies not related by common ownership and control, and with which we do not have a formal commercial relationship

Joint marketing

A formal agreement between unaffiliated companies that together market products or services to you

Other important information

For California residents

See the section below titled "For California Residents Only."

Your credit score

We may get a "soft pull" on your credit score to help you connect with a lender. We do not share this information with anyone.

Cookies

A cookie is a file that contains data that is stored on a visitor's hard drive. This data includes information about the visitor. A visitor has the option to decline a cookie and will still be able to access our website, however the user may not have access to certain sections of our website if cookies are disabled. The purpose of using cookies is to allow us to track the intent of our visitors and to improve the visitor experience while using our website. All cookies, including session and persistent cookies, served on the website are tied to the PII that you provide. Our affiliates and partners may use cookies on our website, however we cannot control or access cookies set by third parties.

Additional share

We cannot guarantee that all of your information will not be disclosed in ways not covered in this Privacy Policy. There may be circumstances in which the disclosure of your information occurs as a result of an illegal interception or transmission to a third party. In addition, a legal situation may occur where the disclosure of your PII or other information is required. Additionally, as we develop and grow, we may choose to purchase additional businesses or assets, including customer information. In the event that we or one or more of our assets are acquiring, customer information may be one of the assets sold.

Minors

We do not knowingly collect or disclose information from children under the age of 18. Information is not knowingly collected from children or used for any purpose, including marketing and promotional purposes. If a parent or guardian learns that a child under the age of 18 has provided us with PII through any point of contact, please contact us using the contact information provided above.

Unsubscribe

You can remove your information from our contact list at any time without asking questions. To remove your information from our database so that you no longer receive communications from us, please contact us using the contact information provided below.

Updates

We may update this Privacy Policy with any changes to our information practices. We reserve the right to change this Privacy Policy at any time. If we make material changes to our information practices, we will revise this Privacy Policy. We recommend that you read and review this Privacy Policy each time you access our website and / or use any service that we send you. Your use of the website constitutes your acceptance of the terms of the current Privacy Policy.

California residents only

Access to specific information

You may request that we disclose certain information about our collection and use of your personal information during the past 12 months, including:

The categories and sources of personal information we collect about you.
Our purpose for collecting or sharing that information.
The categories of third parties with whom we share that personal information, including the categories of information that each category of third parties received and the business reasons for sharing.
The specific pieces of personal information that we collect (data portability request).

Delete request rights

We will delete any personal information that we have collected from you and that we have retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your request for deletion if retention of the information is necessary for us or our service providers:

Complete the processing of your pre-qualify or enter into our contract with you.
Detect security incidents, protect against malicious, deceptive, fraudulent or illegal activities, or prosecute those responsible for such activities.
Debug products to identify and repair bugs that impair existing intended functionality.
Exercise another provided by law.
Comply with the California Electronic Communications Privacy Act (California Penal Code § 1546 et. Seq.).

Exercise of access rights, data portability and deletion

To exercise the rights of access, data portability and deletion described above, send us a verifiable consumer request by sending us an email to hola@prestaloan.net with the exact subject "Exercise access, data portability or deletion rights for residents of California "or by calling (888) 427-1321.

Only you, or a person registered with the California Secretary of State who authorizes to act on your behalf, can make a verifiable consumer request related to your personal information.

You can only make a verifiable consumer request for data access or portability twice within a 12-month period.

The consumer's verifiable request must: (a) Provide sufficient information that allows us to reasonably verify that you are the person about whom we collect personal information or an authorized representative and (b) Describe your request in sufficient detail to allow us to understand, properly evaluate and answer that.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm that the personal information relates to you. We will only use the personal information provided in a verifiable consumer request to verify the identity or authority of the requestor to make the request.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request justifies a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Personal information Opt-out sale and subscription rights

You have the right to instruct us not to sell your personal information at any time by sending an email to hola@prestaloan.net with the exact subject "Option to opt out of sales of personal information for California residents" or by calling 1 (888) 427 -1321.

Nondiscrimination

We will not discriminate against you for exercising any of your rights described in this section "For California Residents Only" or any other rights granted to you under the California Consumer Privacy Act of 2018.

Do Not Track (DNT) Signs

We do not track our customers over time and on third party websites and therefore do not respond to Do Not Track (DNT) signals. However, we may use third-party services (eg Google Analytics) or have third-party advertising partners (eg Google, mentioned above) that can track your browsing activities. You should review the specific privacy policies of these third parties at the following addresses to learn how they respond to DNT signals:

Google: https://www.google.com/intl/en/policies/privacy/
Amazon: http://www.amazon.com/gp/help/customer/display?nodeId=468496
Microsoft: https://privacy.microsoft.com/es-mx/privacystatement
For Vermont residents

California "Shine the Light" Law (Civil Code Section § 1798.83)

California Civil Code Section 1798.83 allows users of this site who are California residents to request certain information about our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to hola@prestaloan.net with the exact subject "California Resident Application to Shine the Light" or write to us at the physical address indicated above.

Other Disclosures

All categories of information described in "What do we do with your personal information?" The above section has been compiled and disclosed by us in the previous 12 months.

Privacy Policy

Last updated December 30, 2022